Why Choose Us
Having that peace of mind is priceless, when something bad happens.
Business buildings are fundamental to the conduct of any operation, so it is important to make sure these are properly protected in the event a claim needs to be made.
Cover levels are an important factor when comparing business building insurance, you do not need to insure the property for the market value - how much someone would pay for the property - rather you need to consider the re-build value as this is what the insurance company would have to pay out in the event of a total loss.
You should also include fixtures and fittings (for example a fitted kitchen) in your sum insured.
If your business is a shop, make sure that your store front is included in the coverage, as this may be damaged during a break in. Grills or roller shutters on the shop front will deter damage and, in some cases, allow insurers to offer a discount.